Terms of Service

Effective: December 15, 2025 Updated: December 15, 2025

1. Introduction and Acceptance of Terms

1.1 Agreement

These Terms of Service (“Terms,” “Agreement”) constitute a legally binding agreement between you (“User,” “you,” or “your”) and AdPal Lab, a Cayman Islands exempted company (“Company,” “we,” “us,” or “our”), governing your access to and use of the AdPal mobile application (the “App”), including all features, functionalities, content, and services offered through the App.

1.2 Acceptance

By downloading, installing, accessing, or using the App, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy, which is incorporated herein by reference. If you do not agree to these Terms, you must not download, install, access, or use the App.

1.3 Eligibility

By using the App, you represent and warrant that you are at least eighteen (18) years of age or the age of majority in your jurisdiction, whichever is higher, that you have the legal capacity to enter into this Agreement, that you are not prohibited by applicable law from using the App or participating in advertising programs, and that your use of the App will comply with all applicable laws and regulations.

1.4 Entity Users

If you are using the App on behalf of a business, organization, or other entity, you represent and warrant that you have the authority to bind such entity to these Terms, and references to “you” and “your” shall include both you individually and such entity.

2. Description of Services

2.1 Overview

The App provides a permissionless platform that enables users to cast images to compatible e-ink phone case displays via Near Field Communication (“NFC”) technology, connect external cryptocurrency wallets via the WalletConnect protocol, participate in advertising reward programs, and engage with decentralized smart contract-based advertising campaigns.

2.2 E-Ink Display Casting

The App allows you to select images stored on your device and cast them to a compatible e-ink display attached to your phone case. This functionality operates locally on your device and does not require internet connectivity or transmission of images to our servers.

2.3 Wallet Integration

The App provides an interface for connecting external cryptocurrency wallets through the WalletConnect protocol. The App does not create, manage, custody, or store cryptocurrency wallets or private keys. All wallet functionality, security, and custody remain the sole responsibility of you and your chosen external wallet application.

2.4 Advertising Programs

The App offers optional participation in advertising reward programs, as more fully described in Section 6 of these Terms.

3. Permissionless Nature of the App

3.1 No Registration Required

Core functionality of the App, specifically the casting of images to your e-ink display, does not require account registration, submission of personal information, or connection to our backend services.

3.2 Optional Features

Certain optional features, including participation in advertising programs and receipt of fiat currency rewards, may require connection of an external wallet, submission of additional personal information, and agreement to supplementary terms.

3.3 User Autonomy

You retain full control over your participation in optional features. We do not require you to participate in advertising programs to use the core functionality of the App.

4. Wallet Connection and Cryptocurrency

4.1 External Wallet Requirement

To participate in certain features of the App, including advertising reward programs, you must connect a compatible external cryptocurrency wallet via the WalletConnect protocol.

4.2 No Custody

The Company does not provide wallet or custody services. We do not hold, control, manage, or have access to your private keys, seed phrases, passwords, or any other credentials associated with your wallet. You are solely responsible for the security and management of your wallet and all assets contained therein.

4.3 Wallet Security

You acknowledge and agree that you are solely responsible for maintaining the confidentiality and security of your wallet credentials, that any transactions initiated from your connected wallet are authorized by you, that the Company is not liable for any loss of cryptocurrency or other assets resulting from unauthorized access to your wallet, compromise of your credentials, or your failure to maintain adequate security measures, and that you will not hold the Company responsible for any issues arising from your use of third-party wallet applications.

4.4 Blockchain Transactions

Transactions conducted on blockchain networks are irreversible. Once a transaction is confirmed on-chain, it cannot be cancelled, reversed, or modified. You acknowledge that you understand the nature of blockchain technology and accept the risks associated with irreversible transactions.

4.5 Gas Fees and Network Costs

You are solely responsible for all gas fees, network transaction fees, and other costs associated with blockchain transactions initiated through your wallet. The Company does not control and is not responsible for blockchain network fees.

5. E-Ink Display Functionality

5.1 Compatible Hardware

The e-ink display casting feature requires a compatible e-ink phone case display that supports NFC communication. The Company does not warrant compatibility with all devices or e-ink displays.

5.2 Local Processing

Images cast to your e-ink display are processed locally on your device. The Company does not upload, store, access, or transmit your images to any server or third party in connection with this feature.

5.3 User Content

You are solely responsible for the images you cast to your e-ink display. You represent and warrant that you have all necessary rights to use such images and that your use does not infringe the intellectual property rights or other rights of any third party.

5.4 No Liability for Display Issues

The Company is not responsible for any malfunction, damage, or failure of your e-ink display or phone case hardware. Hardware warranties, if any, are provided by the hardware manufacturer and not by the Company.

6. Advertising Programs

6.1 Overview

The App offers optional participation in advertising reward programs through which you may earn cryptocurrency tokens, points, or fiat currency by engaging with advertisements.

6.2 Third-Party Advertising Network

The App integrates with third-party advertising providers to deliver link-based advertisements. Advertisements are routed through our backend services. You may choose to view and click on advertisements. Upon valid engagement, you may earn rewards as determined by the applicable advertising partner and subject to their terms. The Company facilitates the delivery of advertisements and coordination of rewards but does not control the content, accuracy, or legitimacy of third-party advertisements. You engage with third-party advertisements at your own risk.

6.3 Smart Contract-Based Advertising

The App enables participation in decentralized advertising campaigns published on public blockchain networks (“On-Chain Advertising”).

Campaign Structure. Advertisers publish advertising campaigns to public smart contracts, specifying campaign terms, creative assets, required tasks, duration requirements, and reward allocations.

Task Participation. You may elect to participate in On-Chain Advertising campaigns by agreeing to cast advertiser-provided images to your e-ink display for specified consecutive time periods as required by the campaign.

Compliance Review. Our backend services review task completion to verify compliance with campaign requirements. Compliance review may include verification of casting duration, image accuracy, and adherence to campaign terms.

Reward Distribution. Upon successful completion and verification of advertising tasks, rewards are settled through the applicable smart contract. The Company facilitates compliance verification but does not control the smart contract or reward distribution mechanism.

Service Fee. The Company charges a service fee, deducted from advertiser allocations, for providing the advertising platform, compliance review services, and related infrastructure. The applicable service fee percentage will be disclosed within the App.

6.4 Advertiser Verification

In certain jurisdictions, the Company is required to conduct Know Your Business (“KYB”) verification on advertisers before permitting them to publish On-Chain Advertising campaigns. Such verification is conducted on advertisers and does not require submission of business documentation by end users.

6.5 Message Protocol and Arbitration

The App utilizes an internal messaging protocol in connection with advertising reward settlement.

Message Receipts. The messaging protocol generates cryptographic receipts documenting task completion, compliance verification status, and reward entitlements.

On-Chain Arbitration. In the event that you complete an advertising task in accordance with campaign requirements and the applicable reward is not distributed, you may utilize message protocol receipts to initiate automated arbitration through the applicable smart contract. The arbitration mechanism operates on-chain and enables you to claim earned rewards directly from the smart contract, subject to the terms encoded in the smart contract.

Arbitration Limitations. The Company does not control the outcome of on-chain arbitration. Arbitration results are determined by the smart contract logic and the validity of submitted message receipts.

6.6 Fiat Rewards

If you elect to receive advertising rewards in fiat currency, you will be required to provide additional personal information, including but not limited to your name, email address, phone number, and payment account details. Fiat reward payments are subject to applicable financial regulations, tax withholding requirements, and payment processor terms. The Company may impose minimum withdrawal thresholds and processing fees for fiat payments.

6.7 Reward Accuracy and Disputes

The Company endeavors to ensure accurate tracking and distribution of advertising rewards. However, you acknowledge that technical errors, network issues, or other factors may occasionally affect reward calculations. For third-party advertising rewards, disputes should be directed to the applicable advertising partner. For On-Chain Advertising rewards, the on-chain arbitration mechanism described in Section 6.5 provides the exclusive dispute resolution process.

6.8 No Guarantee of Rewards

The Company does not guarantee the availability, amount, or value of advertising rewards. Reward rates, availability, and terms are subject to change without notice. The value of cryptocurrency tokens may fluctuate significantly.

7. User Conduct and Prohibited Activities

7.1 General Conduct

You agree to use the App in compliance with these Terms and all applicable laws and regulations.

7.2 Prohibited Activities

You agree not to engage in any of the following prohibited activities:

Fraudulent Activity. Engaging in any fraudulent, deceptive, or manipulative conduct, including but not limited to click fraud, artificial inflation of advertising engagement, use of bots or automated scripts to simulate user activity, or any other conduct intended to improperly obtain advertising rewards.

System Manipulation. Attempting to circumvent, disable, or interfere with security features of the App, compliance review mechanisms, or smart contract functionality.

Reverse Engineering. Reverse engineering, decompiling, disassembling, or attempting to derive the source code of the App, except to the extent expressly permitted by applicable law.

Unauthorized Access. Attempting to gain unauthorized access to any portion of the App, other users’ accounts or wallets, our systems, or any connected third-party systems.

Malicious Software. Introducing viruses, malware, or other malicious code into the App or related systems.

Impersonation. Impersonating any person or entity or falsely claiming affiliation with any person or entity.

Illegal Content. Using the App to display, transmit, or promote any content that is illegal, harmful, threatening, abusive, defamatory, obscene, or otherwise objectionable.

Intellectual Property Infringement. Using the App in any manner that infringes the intellectual property rights or other rights of any third party.

Regulatory Evasion. Using the App to evade applicable laws, regulations, or sanctions.

7.3 Consequences of Violation

Violation of these Terms may result in immediate suspension or termination of your access to the App, forfeiture of pending or unpaid advertising rewards, permanent ban from the advertising programs, reporting to appropriate legal authorities, and pursuit of legal remedies against you.

8. Intellectual Property

8.1 Company Intellectual Property

The App, including its design, features, functionality, software, text, graphics, logos, and other content, is owned by or licensed to the Company and is protected by copyright, trademark, and other intellectual property laws. These Terms do not grant you any right, title, or interest in the App or its content, except for the limited license to use the App as expressly provided herein.

8.2 License to Use the App

Subject to your compliance with these Terms, the Company grants you a limited, non-exclusive, non-transferable, revocable license to download, install, and use the App on your personal mobile device for your personal, non-commercial use.

8.3 User Content

You retain ownership of images and other content you create or upload to the App (“User Content”). By using the App, you grant the Company a limited license to process User Content as necessary to provide the services, provided that such license does not apply to images cast locally to your e-ink display, which are not transmitted to or processed by our servers.

8.4 Feedback

If you provide suggestions, feedback, or recommendations regarding the App (“Feedback”), you grant the Company a perpetual, irrevocable, royalty-free license to use, modify, and incorporate such Feedback into the App or other products without obligation to you.

9. Third-Party Services and Content

9.1 Third-Party Services

The App integrates with or may provide access to third-party services, including external wallet applications, advertising networks, blockchain networks, and payment processors. Your use of third-party services is subject to the applicable third party’s terms of service and privacy policy.

9.2 Third-Party Content

Advertisements and other content delivered through the App may be provided by third parties. The Company does not endorse, warrant, or assume responsibility for the accuracy, legality, or quality of third-party content.

9.3 Blockchain Networks

The App interacts with public blockchain networks that are operated by decentralized networks of participants. The Company does not control blockchain networks and is not responsible for network congestion, transaction delays, smart contract vulnerabilities, or other issues arising from blockchain infrastructure.

9.4 Smart Contracts

On-Chain Advertising campaigns are governed by smart contracts deployed on public blockchains. Smart contract terms are encoded in immutable code and execute automatically based on predefined conditions. The Company does not control smart contract execution and cannot modify, reverse, or cancel smart contract transactions. You are responsible for reviewing and understanding smart contract terms before participating in On-Chain Advertising campaigns.

9.5 Disclaimer of Third-Party Liability

The Company is not responsible or liable for any loss, damage, or harm arising from your use of or reliance on third-party services, content, or blockchain networks.

10. Disclaimers

10.1 “As Is” Basis

THE APP IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THE COMPANY DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, AND QUIET ENJOYMENT.

10.2 No Warranty of Availability

The Company does not warrant that the App will be available, uninterrupted, secure, or error-free, that defects will be corrected, that the App is free of viruses or other harmful components, or that the App will meet your requirements or expectations.

10.3 No Financial or Investment Advice

Nothing in the App or these Terms constitutes financial, investment, legal, or tax advice. Cryptocurrency and blockchain technologies involve significant risks, including risk of total loss of value. You should consult with qualified professionals before making any financial decisions.

10.4 Advertising Content

The Company does not warrant the accuracy, completeness, legality, or reliability of advertisements or advertising content delivered through the App. Participation in advertising programs is at your own risk.

10.5 Regulatory Uncertainty

The regulatory status of cryptocurrency, blockchain technology, and related activities is uncertain and evolving. Changes in law or regulation may adversely affect the availability or operation of the App or advertising programs.

11. Limitation of Liability

11.1 Exclusion of Damages

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL THE COMPANY, ITS AFFILIATES, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, OR LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO DAMAGES FOR LOSS OF PROFITS, GOODWILL, DATA, CRYPTOCURRENCY, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF OR INABILITY TO USE THE APP, PARTICIPATION IN ADVERTISING PROGRAMS, BLOCKCHAIN TRANSACTIONS, SMART CONTRACT EXECUTION, THIRD-PARTY SERVICES OR CONTENT, OR ANY OTHER MATTER RELATING TO THESE TERMS, REGARDLESS OF THE THEORY OF LIABILITY AND EVEN IF THE COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

11.2 Cap on Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THE COMPANY’S TOTAL CUMULATIVE LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR YOUR USE OF THE APP SHALL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU HAVE PAID TO THE COMPANY, IF ANY, IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM, OR (B) ONE HUNDRED UNITED STATES DOLLARS (USD $100.00).

11.3 Basis of the Bargain

YOU ACKNOWLEDGE AND AGREE THAT THE DISCLAIMERS AND LIMITATIONS OF LIABILITY SET FORTH IN THESE TERMS REFLECT A REASONABLE AND FAIR ALLOCATION OF RISK BETWEEN YOU AND THE COMPANY AND ARE AN ESSENTIAL BASIS OF THE BARGAIN BETWEEN THE PARTIES. THE COMPANY WOULD NOT BE ABLE TO PROVIDE THE APP TO YOU WITHOUT THESE LIMITATIONS.

11.4 Jurisdictional Limitations

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OF LIABILITY FOR CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE DISCLAIMERS, EXCLUSIONS, OR LIMITATIONS MAY NOT APPLY, AND YOU MAY HAVE ADDITIONAL RIGHTS.

12. Indemnification

You agree to indemnify, defend, and hold harmless the Company, its affiliates, and their respective directors, officers, employees, agents, and licensors from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys’ fees) arising out of or relating to your use of the App, your violation of these Terms, your violation of any applicable law or regulation, your infringement of any intellectual property or other rights of any third party, your User Content, your participation in advertising programs, or any fraudulent or illegal activity conducted by you.

13. Modifications to the App and Terms

13.1 Modifications to the App

The Company reserves the right to modify, suspend, or discontinue the App or any feature thereof at any time, with or without notice, for any reason or no reason. The Company shall not be liable to you or any third party for any modification, suspension, or discontinuation of the App.

13.2 Modifications to Terms

The Company reserves the right to modify these Terms at any time. If we make material changes, we will provide notice by posting the updated Terms within the App and updating the “Last Updated” date. Your continued use of the App after the posting of modified Terms constitutes your acceptance of such modifications. If you do not agree to the modified Terms, you must discontinue use of the App.

13.3 Review of Terms

You are responsible for periodically reviewing these Terms. We encourage you to review the Terms each time you access the App.

14. Termination

14.1 Termination by You

You may terminate your use of the App at any time by uninstalling the App from your device and discontinuing all use.

14.2 Termination by Company

The Company may suspend or terminate your access to the App at any time, with or without cause, with or without notice. Grounds for termination include, but are not limited to, violation of these Terms, fraudulent or illegal activity, extended periods of inactivity, and discontinuation of the App.

14.3 Effect of Termination

Upon termination, your license to use the App is immediately revoked. You remain liable for any obligations incurred prior to termination. Sections of these Terms that by their nature should survive termination shall survive, including but not limited to Sections 8 (Intellectual Property), 10 (Disclaimers), 11 (Limitation of Liability), 12 (Indemnification), 15 (Dispute Resolution), and 17 (General Provisions).

14.4 Pending Rewards

Upon termination, any pending advertising rewards may be forfeited, except that rewards for completed On-Chain Advertising tasks that have been verified prior to termination may be claimed through on-chain arbitration if applicable.

15. Dispute Resolution

15.1 Governing Law

These Terms and any dispute arising out of or relating to these Terms or your use of the App shall be governed by and construed in accordance with the laws of the Cayman Islands, without regard to its conflict of law provisions.

15.2 Informal Resolution

Before initiating any formal dispute resolution proceeding, you agree to first contact the Company at legal@adpal.xyz and attempt to resolve the dispute informally. The Company will attempt to resolve the dispute by contacting you via email or other available means. If the dispute is not resolved within thirty (30) days of submission, either party may proceed to formal dispute resolution.

15.3 Arbitration Agreement

Any dispute, claim, or controversy arising out of or relating to these Terms or your use of the App that is not resolved through informal resolution shall be resolved exclusively by binding arbitration administered by the Singapore International Arbitration Centre (“SIAC”) in accordance with the SIAC Administered Arbitration Rules in force at the time of the commencement of the arbitration. The arbitration shall be conducted in Singapore in the English language before a single arbitrator appointed in accordance with the SIAC Rules. The arbitrator’s decision shall be final and binding and may be entered as a judgment in any court of competent jurisdiction. The costs of arbitration shall be borne as determined by the arbitrator, except that each party shall bear its own attorneys’ fees unless the arbitrator determines otherwise.

15.4 Class Action Waiver

YOU AND THE COMPANY AGREE THAT EACH PARTY MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, OR REPRESENTATIVE ACTION. Unless both you and the Company agree otherwise, the arbitrator may not consolidate more than one person’s claims and may not otherwise preside over any form of representative or class proceeding.

15.5 Exceptions

Notwithstanding the foregoing, either party may seek injunctive or other equitable relief in any court of competent jurisdiction to prevent the actual or threatened infringement, misappropriation, or violation of intellectual property rights.

15.6 On-Chain Dispute Resolution

For disputes relating specifically to reward distribution for On-Chain Advertising campaigns, the on-chain arbitration mechanism described in Section 6.5 shall constitute the exclusive dispute resolution process, and the provisions of Sections 15.3 and 15.4 shall not apply to such disputes.

16. Compliance with Laws

16.1 User Compliance

You are solely responsible for ensuring that your use of the App complies with all applicable laws, regulations, and sanctions in your jurisdiction.

16.2 Restricted Jurisdictions

The App may not be available or may have limited functionality in certain jurisdictions. You may not use the App if you are located in, or a citizen or resident of, any jurisdiction where such use would be prohibited by law or where the Company is legally prohibited from offering the App.

16.3 Export Controls

The App may be subject to export control and sanctions laws of various jurisdictions. You agree not to export, re-export, or transfer the App or any portion thereof in violation of applicable export control or sanctions laws.

16.4 Tax Obligations

You are solely responsible for determining and fulfilling any tax obligations arising from your receipt of advertising rewards, whether in cryptocurrency, points, or fiat currency. The Company does not provide tax advice and is not responsible for your tax compliance.

16.5 Virtual Asset Service Provider Compliance

The Company operates in compliance with applicable virtual asset regulations, including the Virtual Asset (Service Providers) Act, 2020 of the Cayman Islands, to the extent applicable to the Company’s activities. Notwithstanding the foregoing, regulatory requirements may change, and the Company reserves the right to modify, suspend, or discontinue any feature or service to maintain compliance with applicable law.

17. General Provisions

17.1 Entire Agreement

These Terms, together with the Privacy Policy, constitute the entire agreement between you and the Company regarding your use of the App and supersede all prior agreements, understandings, and communications, whether written or oral.

17.2 Severability

If any provision of these Terms is held to be invalid, illegal, or unenforceable by a court of competent jurisdiction or arbitrator, such provision shall be modified to the minimum extent necessary to make it valid, legal, and enforceable, or if modification is not possible, shall be severed from these Terms. The invalidity of any provision shall not affect the validity or enforceability of any other provision.

17.3 Waiver

The failure of the Company to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision. Any waiver of any provision of these Terms shall be effective only if in writing and signed by the Company.

17.4 Assignment

You may not assign or transfer these Terms or any rights or obligations hereunder without the prior written consent of the Company. The Company may assign these Terms without restriction. These Terms are binding upon and inure to the benefit of the parties and their respective successors and permitted assigns.

17.5 No Third-Party Beneficiaries

These Terms do not create any third-party beneficiary rights in any person or entity that is not a party to these Terms.

17.6 Notices

Notices to you may be provided through the App, to any email address you have provided, or by any other means reasonably calculated to provide actual notice. Notices to the Company must be sent to legal@adpal.xyz or the address specified in Section 18.

17.7 Force Majeure

The Company shall not be liable for any delay or failure to perform any obligation under these Terms due to causes beyond its reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, civil unrest, government action, labor disputes, network failures, blockchain network issues, or changes in applicable law or regulation.

17.8 Relationship of Parties

Nothing in these Terms creates a partnership, joint venture, employment, or agency relationship between you and the Company. You have no authority to bind the Company in any manner.

17.9 Headings

The section headings in these Terms are for convenience only and have no legal or contractual effect.

17.10 Language

These Terms are drafted in the English language. If these Terms are translated into any other language, the English version shall prevail in the event of any conflict or inconsistency.

18. Contact Information

If you have any questions, concerns, or inquiries regarding these Terms, please contact us at:

AdPal Lab George Town, Grand Cayman Cayman Islands

Email: legal@adpal.xyz


BY USING THE APP, YOU ACKNOWLEDGE THAT YOU HAVE READ THESE TERMS OF SERVICE, UNDERSTAND THEM, AND AGREE TO BE BOUND BY THEIR TERMS AND CONDITIONS.